Excluded drivers none

Right now an older parent living in the same house is listed as an excluded driver on the auto policy. The parent does not actually drive, but still has a non-expired driver license. When it is time to renew, the parent will get a state-ID (a non-driver licence).  · Can my car insurance company require me to exclude a driver? Your insurance company cannot require you to exclude a driver, but they can create a . An excluded driver is a person in your household who has been explicitly excluded from coverage under your car insurance policy. Their name will show as "excluded" on your policy, and they won’t be insured to drive any vehicles on your policy. A rated driver, on the other hand, is a member of your household who is of driving age and covered by the policy when using .

An "excluded driver" is a designation on an auto insurance policy that a specific person will not be covered by the insurance. This is typically done by signing a "driver exclusion endorsement." There are several reasons you might want to exclude a driver. Typically, only high-risk drivers wind up excluded from policies. But that’s not always the case. Montevideo says he has seen a trend among small, low-cost insurers — which tend to offer monthly policies rather than six- or month contracts — to simply exclude every member of a household other than the policyholder. These policies are sometimes referred to as “named-driver only” policies. An excluded driver is someone that you intentionally ask your auto insurance provider not to cover. Generally, this is someone you have had listed on your policy that has become a problem driver. Once they are excluded from your policy, that person cannot drive your car and be covered by your insurance company.

3 days ago An excluded driver is a driver that you ask your auto insurance not to cover. Once they are removed from your policy, that person is not. Nov You may also be able to exclude drivers who live with you from your policy if you don't ever want them driving your car and don't want them. Feb But what if the driver has none? You may already be covered if your auto policy includes uninsured motorist property damage coverage.